Individuals with disabilities and families caring for disabled loved ones have new options to accumulate savings without jeopardizing their eligibility for need-based government help. The new accounts are state-sponsored and tax free and are called 529ABLE, or 529A accounts. To learn more about these accounts, go here: http://www.nytimes.com/2016/05/07/your-money/529a-accounts-let-disabled-save-without-risk-to-government-aid.html